Figuring out a way to spend less money can turn out to be quite difficult for a lot of us, but it is worth it if it transforms into big savings. There is an amazing saying that “A dollar is still a dollar and it isn’t a whole $100 if you are short of a dollar.”
It shows how just a single dollar, which sometimes we don’t care of, can affect us. It’s a pleasant feeling of fulfillment when we actually know that there is some amount that we’ve saved and it keeps a sense of security in us when we see our savings going up. There are several save money ways, all we need to do is just be consistent and focused towards our goal of saving.
However, if you are looking forward for some ways to save your money in 2018 then below are some suggestions that can help you a lot to save money at home easily.
- Plan it:
Before doing anything, we need to sit down and plan it first. Similarly, before saving money, we need to make a plan. You can get a notepad and make a list on how long you want to save your money etc. Even if you want to save penny at home, you still need to plan it first.
- Create a budget list:
Creating budget is very important if you want to save money at the end of the month. You need to make a budget which must have all your necessary expenses and you also need to keep track of your extra expenses (if any). You can create weekly or even monthly budget, it totally depends on you.
- Craft your grocery list:
From several save money ways, this one is one of the best one. All you need to do is just make a list of all the groceries you need (monthly or weekly) and follow it strictly. Sometimes we end up buying useless things at the grocery store. But if we have a list then our money won’t get wasted on useless things.
- Keep track of your spending:
You need to write down everything that you have spent your money on. In this way, you can easily analyze where your money is going. Sometimes, you don’t realize where your money has gone until you take the time to write out your expense list. Once you keep the track of your sending, you will be able to save money at home
- Collect all your receipts:
You have to collect all your receipts and stack them by dates in an envelope every month as it is an amazing and simple way of keeping records of your spending. Make it a habit to check your receipts all by yourself since machines can make mistakes. Or, perhaps you had a coupon or thought that an item was on sale and the cashier did not input the information. It helps to check your receipt before you actually leave the store.
- Find a way to cut some unnecessary expenses:
You need to take a deep look on the list of your expenses and should try to cut down all the un-important things no matter how much low they cost. Not only will you save money, but you improve your health at the same time. In this way you will be able to save penny at home.
- Pack lunch to work:
Commit yourself to take a healthy lunch with you at your work instead of eating out. Making something from home is always cheaper and you have the choice to choose what is healthier. In this way you will be able to save money and at the same time your health will also get improved.
- Dare to compare:
Grocery stores and gasoline stations sell the same items, but sometimes one shop can be a lot cheaper than the other. You can take out some time to compare prices and shops where the savings are bigger. This is one of the ideal save money ways.
- Go generic on prescription drugs:
You can ask your doctor for an alternative generic drug for your prescriptions. Generic and prescription drugs can do the same exact thing but in low cost.
- Piggy bank your loose change:
One of the best and interesting ways to save money at home is to take a spare bottle, box or piggy bank and start saving you lose changes in it. No matter how much low the amount it, rather than putting it anywhere else, just keep it at one safe place. At the end of the month you will have enough money that you will be able to buy 1-2 grocery items.
11. Open a specific bank account:
By opening a savings account and making commitment to use the funds only for an emergency, you will notice that the savings will become automatic to you. However, you need to specify that what that “emergency” could be. You can deposit any extra dollars that you have and don’t touch the money for any reason unless it is absolutely necessary.
12. Save money from your tax annually:
Saving money from your tax can help you save penny at home very easily. In case you have a 5 year commitment of $400 per year of savings from your taxes. Then, after a few years, there will be a large amount of money saved.
13. Collecting coupons:
You can start collecting coupons from newspapers, internet or the magazines. If you do your online research well, you should be able to save more from most of your grocery as well as shopping expenses. But, make sure to only collect coupons for such items that you can use. Some coupons offer great savings on things you don’t really need. So, make sure to get the coupons wisely.
14. Unplug your electronics:
One of the best save money ways is save electricity. You should always unplug your coffee maker, toaster, oven as well as charger after the use. Doing this can save you a few dollars easily every month from your electrical bills.
15. Utilize the library’s e-books:
Instead of spending money on buying the books you want to read, you can browse the library for the latest e-books of the topic you’re looking for. This will save you money as well as space.
- Get sale updates:
A lot of us know that we can save money at home by purchasing items from sales. Many stores promote their sales through email and text messages. Sign up for sale updates and online coupons. Believe me; it will save a lot of your money.
- Limit your spending on family gifts:
You need to be creative and selective about what you purchase for your family and how much you want to spend. Remember, not every gift has to be an expensive item.
- Quality over the price
Always consider the quality factors instead of buying something you’ll regret getting in the end. In this way you can use it for a long time and your money will not get wasted.
- Garage sale:
Having a garage sale is an amazing idea to save penny at home. What you no longer need could be such item that someone is looking for.
- Zero spending day:
To save a lot of money, you can plan a day where you don’t spend a single penny on food by making something homemade with the ingredients you already have. Or look in your closet for clothes that you haven’t worn yet. You’ll probably find an outfit that you forgot you had!
- Save on Clothes:
Learn basic sewing skills that will allow you to fix a broken zipper or add a missing button. Just find matching thread and a needle to get started on your repair and save all such clothes that you love to wear instead of throwing them.
- Spend wisely on styling:
One of the best save money ways is to limit your haircuts and styling to every other week and buy hair products such as shampoo, hairspray, and gel in less quantity. Follow the same routine with your manicures and pedicures.
- Focus on travel expenses:
You can spend some of your savings on a bike to commute to work. Spending money at such useful thing will reduce your travel expenses and will also help you to get fit and to enjoy the outdoors.
- Save Gas:
Try leaving your car at home to spend less on car maintenance. Using a bike, public transportation, carpooling with coworkers, or sharing rides with family and friends will help you to save gas money. There are websites –such as commute connections, eride shares, car pool connect, commuter page and connecting commuters– to help connect commuters with each other.
- Pick the shortcut:
Try a different route to work. Select a shorter route that could save you time, gas and you can get rid of finding yourself stopping by for something on the way to work or home for any unnecessary indulgences.
- Grow your own vegetables:
This is one of the most interesting ways to save money at home. If you have a yard, start gardening. Vegetable gardening can be inexpensive and fun if it is done right. It could also turn into a hobby that produces a profit and bring healthy and organic food on the table for you and your family to enjoy.
- Meatless meals:
Meat can be an expensive food on your grocery list. Cut down on meat by preparing “meatless meals” during the week. You can find lots of free recipes online that are healthy and provides the same nutrients.
- Go for a programmable thermostat:
Installing a programmable thermostat can help you save penny at home. All you have to do is set it to the right temperature and it will automatically adjust the heating and cooling of your home while you are away or asleep.
- Cut down phone bills:
You need to follow a cheaper plan on your cell phone if you don’t need or use the features that you are paying on your bill. Call your provider and see what you can do get your cell phone bill decreased.
- Cut down the newspaper costs:
If you are paying a subscription for your local newspaper or magazines, you should immediately cancel it since there are many ways to access that same information through online news feeds and the local library. You can also reduce clutter, especially as unread subscription build up.
- Save the money from gym:
If you are not the kind of person that go to gym daily then it is better to save the money of your gym fee by quitting it as there are several other ways to exercise for free, such as walking or riding a bike. In this way you can easily save money at home.
- Cable services:
Check your premium package with your cable services. Think about downgrading to a basic plan or cancel cable channels that you don’t watch. Out of all the channels available on cable, there are probably only a few programs that you watch consistently. Additionally, look out for cable company competitors that may have great promotions and deals for new subscribers.
- Cut down on useless software:
If your family uses online software that requires a monthly payment or fee, look for other options. For example, instead of using Photoshop, use the free online resource called GIMP.
- Pay online bills:
Pay your bills online with your bank or utility websites. Going paperless will reduce clutter and will save you money on stamps. Have your statements sent to you by email and check your balances online.
- Avoid stress buying:
One of the safest save money ways is to don’t carry all of your credit cards in your wallet. Leave them in a safe place at home and restrict some for emergencies only. This prevents you from impulse and stress buying.
- Eat less, save money:
Eating less but healthy is an amazing way to be fit. You can drink a lot of water daily as it is a healthy habit that can make your skin healthy and it also keeps you properly hydrated and helps to reduce your food intake. If you drink a glass before each meal, it keeps you feeling fuller and, most likely; you’ll eat less and save more money.
- Save on big meals:
You can start eating a healthy as well as less expensive breakfast like oatmeal to fill you up with energy during the day. This also saves you from having a big meal and to binge on an expensive lunch.
- Save weekly:
You can save some money on weekly basis. You can start by setting aside $15 each week which sums up around $60 a month and $720 a year. And, this is a huge amount to save.
- Join Ebates:
You can join Ebates to earn highest cash back rates at 5000 stores online. By joining Ebates, you can earn from your online purchase and the joining is totally free. You can likewise earn $10 today and, if you refer a friend, you will get $50. It is one of the most amazing save money ways.
40. Join Swagbucks:
Another way to easily save money at home is by joining Swagbucks. It is basically a site that offers a variety of interesting deals other than the normal “cash back”. The company launched in 2005 and offers cash back or gift cards for doing things like shopping, taking surveys, watching videos, playing games, and even just checking out company’s offers. It is a totally free site and app as well that can enable you to cash back your shopping online. It is just similar to Ebates.
So, these were some of the ways you can save money at home easily. Let us know you’re your favourite way on saving money by commenting on this article.
Thanks for reading, and until next time, keep saving!